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Few things are more devastating than having your bank card declined, only to find that the IRS has emptied your account. They’ve cleaned out your bank accounts to recover their money from you. You’re broke. Flat busted. No way to recoup what is now gone forever. Then there’s the humiliating embarrassment when your employer pulls you aside and tells you that the State of California will be garnishing your wages for the next several months …or years. You wonder how you’re going to pay your rent or mortgage, your other bills. Your secret is out.
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